(All the tow hitch pictures/videos and dashcam footage)
Yesterday, I got hit by an unlicensed and uninsured driver. The only form of identification he had was a consulate ID that expired about 16 years ago. I wanted to cover all my bases, so I got an incident report—didn't realize they don’t do full police reports anymore—just in case. Thankfully, the damage seems superficial (thank God I didn’t take the tow hitch cover off), but I wanted to get input on what else I should check. Also, I wanted to confirm whether the bumper isn’t actually secured to the chassis and is supposed to flex like that in the video. I have comprehensive coverage but would prefer not to file a claim since I’m concerned it might raise my premium (correct me if I’m wrong in California).
