Off road insurance?

[markmanner]

Hi, I guess I'm late to the game in thinking about this, and I've sent an email to my insurance person about it. What are you all doing, if anything, with respect to confirming that you are insured when driving off road?
Thanks
Mark

 

[Michael T]

Hi, I guess I'm late to the game in thinking about this, and I've sent an email to my insurance person about it. What are you all doing, if anything, with respect to confirming that you are insured when driving off road?
Thanks
Mark

I’m in insurance, and you’re covered as long as you have collision coverage. You collide with something, you’ll pay your deductible, they’ll pay for the fix, then surcharge your policy unless you have accident forgiveness.

 

[markmanner]

I’m in insurance, and you’re covered as long as you have collision coverage. You collide with something, you’ll pay your deductible, they’ll pay for the fix, then surcharge your policy unless you have accident forgiveness.

Thanks Michael. I have collision on my cars. What about the liability side of it? If I hit another car for example and it's 'my fault'

 

[Michael T]

Thanks Michael. I have collision on my cars. What about the liability side of it? If I hit another car for example and it's 'my fault'

Yes it will trigger