As someone that's calibrated engines, I would highly recommend against regularly using lower octane fuel. While it's true the ECU has ignition timing and boost tables to compensate for knock and other adverse conditions, you don't want to constantly rely on that to keep the engine safe. This is especially true under higher load conditions like rapid acceleration or towing.
Keep in mind that all else being equal, (e.g. air and coolant temps) the knock sensor(s) have detect knock before the ECU reduces ignition timing. So there's a real chance of premature wear and/or damage if that's regularly happening.
On maximum effort racing applications, "riding the knock sensor" can allow the engine to run closer to MBT but that's not a strategy for a daily driven car where the operational target is 150k+ miles. Can you run lower octane fuel occasionally and get away with? Sure. There's just little reason to do so.
Finally, the GX550 is priced between 65k - 83k. If the small additional cost of premium fuel is too much for your budget, then you bought the wrong car.